Sketches from Scrooge

I have been reading Dickens' "A Christmas Carol" for a literary club of which I am a member. While reading recently, and seeing Jacob Marley as described by Dickens, I could not stay my hand, and did a bit of sketching to capture the image that was in my mind.

This is after I added a bit of color in my sketchbook.
And this is after a bit of "bling" from Photoshop. Enjoy.